Don’t lose your home and equity. Our proven strategies have helped dozens of Atlanta families stop foreclosure and get back on track.
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Atlanta homeowners are facing foreclosure at alarming rates. The combination of economic challenges, rising interest rates, and mortgage payment increases has left many families struggling to keep their homes.
According to recent data, foreclosure filings in Atlanta have increased by 45% compared to last year, with certain neighborhoods facing disproportionate impact.
Source: Georgia Multiple Listing Service, 2023
We offer multiple solutions to prevent foreclosure and keep you in your home.
We negotiate with your lender to modify your existing loan terms, potentially lowering your monthly payments and making your mortgage affordable again.
If keeping your home isn’t possible, we can help negotiate a short sale with your lender, allowing you to sell for less than you owe while avoiding foreclosure.
We connect you with lenders willing to refinance even in challenging situations, potentially lowering your payments and interest rates.
We help you access temporary payment relief through forbearance programs, giving you time to recover from financial hardship.
When appropriate, Chapter 13 bankruptcy can stop foreclosure immediately and allow you to catch up on payments over time.
Four simple steps to save your home from foreclosure
We review your situation and explain all available options to stop your foreclosure.
We develop a personalized plan based on your specific financial situation and goals.
We take swift steps to pause the foreclosure process while implementing solutions.
We negotiate with your lender and implement the solution that keeps you in your home.
Knowing where you stand in the process helps us determine the best strategy
After missing 2-3 payments, your lender will contact you about your delinquent status.
Intervention window: Excellent – Multiple options available
After 3-6 missed payments, you’ll receive a formal Notice of Default and have 30 days to respond.
Intervention window: Good – Many options still available
The lender files a foreclosure notice and publishes it for 4 consecutive weeks in your county’s legal newspaper.
Intervention window: Challenging – Requires immediate action
Property is auctioned on courthouse steps on the first Tuesday of the month.
Intervention window: Critical – Emergency measures needed
If foreclosed, you typically have 30-90 days before eviction proceedings begin.
Intervention window: Limited – Focus on transition options
We are a compassionate, Associate Broker–led team dedicated to guiding homeowners through life’s unexpected challenges with care and expertise. Because we’ve faced similar experiences ourselves, we understand the emotional and financial stress that can come with job loss, rising living costs, health issues, or the responsibility of managing an inherited property.
Based in Georgia, our team takes a respectful, solution-oriented approach—offering clear options, timely support, and a judgment-free process to help you move forward with confidence and peace of mind.
Associate-Broker & Owner of Georgia Foreclosure Help
Pamela A. Harris; Associate-Broker & Owner of Georgia Foreclosure Help (powered by NorthGroup Real Estate). Helping families since 2007 across the state of Georgia with their real estate needs.
Educational guides to help you understand your options
Understand your rights under Georgia’s non-judicial foreclosure process. Learn about required notices, timelines, and legal protections for homeowners.
Estimate your new monthly payment under different loan modification scenarios. See how term extensions, rate reductions, and principal forbearance could help.
Posted on August 15, 2023
The recent temporary foreclosure protections announced by the Georgia Department of Banking and Finance can help homeowners in certain situations. Learn if you qualify and how to apply.
Read More →Posted on July 28, 2023
Desperate homeowners are vulnerable to predatory scams. Learn how to identify common foreclosure rescue scams and protect yourself while finding legitimate help.
Read More →We provide specialized assistance in these high-foreclosure Atlanta areas
Free consultation – We respond to all inquiries within 24 hours
We’re available to help Atlanta homeowners facing foreclosure.
Monday – Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: By appointment only
Learn 10 proven strategies to stop foreclosure and save your home, even if you’re facing an imminent auction date.
At Pathways II Properties, we are committed to providing ethical, transparent, and mission-aligned solutions to homeowners facing housing challenges. As part of our efforts to serve our community, we may work in partnership with a range of professionals and organizations, including:
These collaborators help us create flexible, strategic options for property owners who need to sell their homes quickly or can no longer maintain them. We maintain business relationships that allow us to offer a wide range of solutions—including off-market sales, donations, and investor-backed purchases—always with the homeowner’s best interest at heart.
We do not provide legal or financial advice, and we encourage all clients to consult with independent advisors before making any decisions regarding their property.